Thinking about buying a manufactured home, but feeling overwhelmed by all the factory choices out there? You’re not alone! With so many manufacturers promising quality and value, picking the right one is a major decision for your future. Finding the best factory isn’t just about price—it’s about getting lasting quality, energy efficiency, and peace of mind. Imagine moving into a home crafted with care by a trusted leader! Curious which manufacturers truly deliver?
Read on as we compare the top factories to help you make the best choice for your new home.
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Mobile Home Insurance Quotes and Rates | USAA
Mobile Home Insurance | USAA & Foremost Insurance Group
Product Details:
Foremost provides specialized mobile home insurance with broad, comprehensive coverage options and tailored services developed over 70 years of experience in the industry. The policies include standard and optional coverages, and the company accepts a wide range of mobile home types and usage scenarios.
Technical Parameters:
– Covers single, double, and multiple width mobile homes; accepts older, brand
– Coverage for golf carts, debris removal, emergency repairs, trees/shrubs/plants/
– Optional coverages: replacement cost for home and belongings, personal injury,
– Claims adjusters trained in mobile home construction, providing specialized and
Application Scenarios:
– Owners of single, double, or multiple width mobile homes including both new and
– Mobile homes used as rentals, tenant-occupied, seasonal, year-round, or vacant
– Homes located in mobile home communities or on private property
– Owners needing coverage for additional risks such as golf carts, food spoilage,
Pros:
– Comprehensive and specialized coverage options designed specifically for mobile
– Long-standing experience (since 1952) and strong expertise in mobile home
– Variety of optional add-on coverages, including a Platinum Package for extended
– Nationwide network of mobile home-trained claims adjusters for prompt and
Cons:
– Product and coverage availability may vary by location and not all
– Actual coverage details and limits depend on individually purchased policies
– Third-party insurance products offered via USAA are not underwritten by USAA or
Manufactured & Mobile Home Insurance – Complete Guide – NerdWallet
Product Details:
Mobile home insurance provides coverage for mobile and manufactured homes, protecting against various risks such as fire, theft, and liability.
Technical Parameters:
– Coverage for personal property and liability
– Dwelling coverage for the mobile home structure
– Optional add-ons for additional protection
– Premiums based on home value and location
Application Scenarios:
– Homeowners seeking protection for their mobile or manufactured homes
– Individuals living in mobile home parks
– Owners looking to safeguard against natural disasters
– Renters of mobile homes needing liability coverage
Pros:
– Tailored coverage options for mobile homes
– Protection against a variety of risks including natural disasters
– Affordable premiums compared to traditional home insurance
– Flexibility in policy customization
Cons:
– Limited coverage in certain areas or for specific risks
– Higher premiums for older mobile homes
– Potential for lower payout limits compared to standard home insurance
– Not all insurers offer mobile home insurance
Does USAA insure manufactured homes? – Your Insurance Info
Product Details:
USAA offers insurance coverage for manufactured homes, providing protection against various risks associated with home ownership.
Technical Parameters:
– Coverage for personal property
– Liability protection
– Dwelling coverage
– Additional living expenses coverage
Application Scenarios:
– Homeowners looking to insure manufactured homes
– Individuals seeking comprehensive home insurance
– Policyholders needing liability coverage for their property
Pros:
– Comprehensive coverage options
– Tailored policies for manufactured homes
– Reputable company with strong customer service
Cons:
– Eligibility limited to USAA members
– Potentially higher premiums compared to traditional homes
– Coverage may vary by state
USAA Home Insurance Review 2024 – USA TODAY
Product Details:
USAA offers home insurance products tailored for military members and their families, providing coverage for various types of homes and personal property.
Technical Parameters:
– Coverage for personal property
– Liability coverage
– Dwelling coverage
– Optional add-ons available
Application Scenarios:
– Homeowners seeking comprehensive insurance
– Military families looking for tailored coverage
– Individuals needing liability protection for their property
Pros:
– Competitive pricing for military members
– Strong customer service reputation
– Flexible coverage options
– Discounts available for bundling policies
Cons:
– Eligibility limited to military members and their families
– Not available in all states
– Potentially higher premiums for certain risks
USAA Home Insurance Review 2025 for Military Families
Product Details:
USAA home insurance offers comprehensive homeowners insurance designed to protect military families’ homes and belongings across the country, with policies available in all 50 states and Washington, D.C.
Technical Parameters:
– Dwelling Coverage: Covers the cost to repair or rebuild your home and attached
– Personal Property Protection: Replaces personal belongings without depreciation.
– Liability Protection: Covers legal fees and settlements for accidental injuries
– Identity Theft Protection: Offers up to $5,000 for identity restoration.
Application Scenarios:
– Military families seeking reliable home insurance.
– Homeowners needing protection against unexpected disasters.
– Individuals looking for comprehensive coverage with no breed restrictions for
– Families requiring temporary housing due to home damage.
Pros:
– Comprehensive coverage including full replacement cost for personal property.
– Competitive pricing, often below the national average.
– High customer satisfaction ratings for service and claims.
– No breed restrictions for pet coverage.
Cons:
– Limited eligibility, only available to military members, veterans, and their
– Fewer customization options compared to competitors.
– Some homeowners may find it expensive in high-risk areas.
– Identity theft protection not available in North Carolina.
USAA Mobile Home Insurance Reviews (2025) – SuperMoney
Product Details:
USAA offers mobile home insurance designed to protect your home and personal property from various risks.
Technical Parameters:
– Coverage for personal property and liability
– Options for additional living expenses
– Replacement cost coverage available
– Customizable policy limits
Application Scenarios:
– Homeowners seeking to insure their mobile homes
– Individuals looking for comprehensive coverage against natural disasters
– Families wanting to protect their personal belongings within the mobile home
Pros:
– Comprehensive coverage options tailored for mobile homes
– Strong customer service reputation
– Discounts available for USAA members
– Flexible policy customization
Cons:
– Eligibility limited to military members and their families
– Potentially higher premiums compared to standard home insurance
– Coverage may vary by state
Guide To Mobile Home Living | USAA
Product Details:
USAA offers mobile home insurance, providing coverage tailored to manufactured and mobile homes, helping protect against perils such as fire, theft, and certain weather-related damages.
Technical Parameters:
– Coverage options include dwelling, personal property, and liability protection
– Policies may cover additional living expenses if the home is uninhabitable due
– Available for manufactured homes built after June 15, 1976 (those meeting HUD
Application Scenarios:
– Protection for owners of mobile or manufactured homes against property and
– Coverage when residing full-time in a mobile home
– Support during temporary relocation if the home is damaged by a covered event
Pros:
– Coverage is specialized for the unique needs of mobile home owners
– Protection against a variety of risks including fire, theft, and weather
– Option to add liability protection and other additional coverages
Cons:
– Coverage typically not available for homes built before June 15, 1976
– Some types of damage or circumstances may not be covered depending on policy
USAA Home Insurance Review 2025: Is It Right for You? – NerdWallet
Product Details:
USAA offers homeowners insurance primarily designed for military members and their families, with standard coverage for dwelling, personal property, liability, loss of use, and other typical risks. Optional add-ons include earthquake coverage and valuable personal property insurance.
Technical Parameters:
– Standard coverage includes dwelling, personal property, liability, and loss of
– Add-on options: earthquake insurance, valuable personal property coverage
– Available in all 50 states and Washington, D.C.
– Membership is limited to military members, veterans, and their families
Application Scenarios:
– Homeowners looking for property and liability protection
– Military members and families seeking exclusive rates and support
– Homeowners needing coverage for high-value personal items
Pros:
– Strong reputation for customer service and claims handling
– Generous coverage options, including replacement cost for personal belongings
– Unique benefits tailored to military families
Cons:
– Not available to the general public; limited to military community
– Limited local agents and in-person support
Is Mobile Home Living Right For You? – USAA
Product Details:
USAA offers a wide range of insurance and banking products, including mobile home insurance, auto insurance, renters insurance, homeowners insurance, life insurance, health insurance, business insurance, and a variety of banking services such as checking, savings, credit cards, CDs, loans, and home mortgages.
Technical Parameters:
– Insurance options cover various property types: auto, home, renters, condo,
– Specialty insurance for vehicles (motorcycle, ATV, RV, boat, aviation), and
– Banking services include checking and savings accounts, credit cards, youth
– Support services include claims management, roadside assistance, billing, and
Application Scenarios:
– Insuring mobile homes, vehicles, boats, and motorcycles for individuals or
– Providing banking solutions for military members and their families including
– Offering business insurance for small businesses, including commercial auto and
Pros:
– Comprehensive coverage options across insurance and banking tailored for
– Specialized insurance products for military members and their families.
– Integrated support services such as claims management and roadside assistance.
Cons:
– Specific technical details, such as coverage limits or exclusions, are not
– Some insurance products may have eligibility requirements or are targeted
Comparison Table
Company | Product Details | Pros | Cons | Website |
---|---|---|---|---|
Mobile Home Insurance Quotes and Rates | USAA | |||
Mobile Home Insurance | USAA & Foremost Insurance Group | Foremost provides specialized mobile home insurance with broad, comprehensive | Comprehensive and specialized coverage options designed specifically for mobile | Product and coverage availability may vary by location and not all |
Manufactured & Mobile Home Insurance – Complete Guide – NerdWallet | Mobile home insurance provides coverage for mobile and manufactured homes, | Tailored coverage options for mobile homes Protection against a variety of | Limited coverage in certain areas or for specific risks Higher premiums for | www.nerdwallet.com |
Does USAA insure manufactured homes? – Your Insurance Info | USAA offers insurance coverage for manufactured homes, providing protection | Comprehensive coverage options Tailored policies for manufactured | Eligibility limited to USAA members Potentially higher premiums compared to | yourinsurance.info |
USAA Home Insurance Review 2024 – USA TODAY | USAA offers home insurance products tailored for military members and their | Competitive pricing for military members Strong customer service reputation Flex | Eligibility limited to military members and their families Not available in all | www.usatoday.com |
USAA Home Insurance Review 2025 for Military Families | USAA home insurance offers comprehensive homeowners insurance designed to | Comprehensive coverage including full replacement cost for personal property | Limited eligibility, only available to military members, veterans, and their | yourhomeinsurance.org |
USAA Mobile Home Insurance Reviews (2025) – SuperMoney | USAA offers mobile home insurance designed to protect your home and personal | Comprehensive coverage options tailored for mobile homes Strong customer | Eligibility limited to military members and their families Potentially higher | www.supermoney.com |
Guide To Mobile Home Living | USAA | USAA offers mobile home insurance, providing coverage tailored to manufactured | Coverage is specialized for the unique needs of mobile home owners Protection | Coverage typically not available for homes built before June 15, 1976 Some |
USAA Home Insurance Review 2025: Is It Right for You? – NerdWallet | USAA offers homeowners insurance primarily designed for military members and | Strong reputation for customer service and claims handling Generous coverage | Not available to the general public; limited to military community Limited | www.nerdwallet.com |
Is Mobile Home Living Right For You? – USAA | USAA offers a wide range of insurance and banking products, including mobile | Comprehensive coverage options across insurance and banking tailored for | Specific technical details, such as coverage limits or exclusions, are not | www.usaa.com |
Frequently Asked Questions (FAQs)
Does USAA insurance cover manufactured homes purchased directly from factories or manufacturers?
Yes, USAA offers mobile and manufactured home insurance that can cover homes purchased from factories or manufacturers, as long as the home meets USAA’s eligibility requirements. Always confirm with a USAA representative before purchasing to ensure your specific home is covered.
What should I look for when choosing a manufactured home factory or manufacturer?
Look for manufacturers with strong reputations, clear warranties, proper certifications, and good customer reviews. It’s also wise to visit the factory if possible, ask about customization options, and check that they comply with HUD building standards.
How do I verify if a manufactured home factory is reputable?
Check reviews from previous buyers, look for industry certifications, and ensure the manufacturer is licensed and accredited. You can also ask for references, visit model homes, and see how long the company has been in business.
Are there insurance requirements I need to consider when buying from a manufacturer?
Yes. Lenders often require proof of insurance before finalizing the purchase. It’s best to speak with both your insurance provider and manufacturer to ensure your new home will meet all insurance requirements, including wind, hail, and fire protection.
How can I compare different manufactured home factories or manufacturers?
Compare pricing, custom features, delivery timelines, warranty terms, and after-sales support. Ask for detailed quotes and read contracts carefully. Visiting showrooms or model homes is also a great way to see the quality and options firsthand.